Accounts and Transfer Times
Transfer types and their fees
Below you’ll find a summary of all available transfer types: domestic, euro transfers within the EU, and transfers in other currencies. Each card shows how much you’ll pay and how quickly the transaction will be processed.
Domestic transfer in PLN
| Transfer type | Fee (PLN) |
|---|---|
| Standard to the same bank | 0 |
| Standard to another bank | 0 |
| Express to another bank | 20 |
European transfer in EUR
| Transfer type | Fee (PLN) |
|---|---|
| Standard (SEPA) to the same bank | 0 |
| Standard (SEPA) to another bank | 5 |
| Express (TARGET2) to another bank | 50 |
Foreign-currency transfer in other currencies
| Transfer type | Fee (PLN) |
|---|---|
| Standard SHA to the same bank | 0 |
| Standard SHA to another bank | 50 |
| Standard OUR to another bank | 230 |
| Express SHA to another bank | 100 |
| Express OUR to another bank | 400 |
Processing times for outgoing transfers from the Service
Below you’ll find a summary of processing times for domestic and international transfers available in the onlinekantorkurs.pl Service. The timelines depend on the transfer type, currency, and the time the order is placed.
Transfers in supported banks ***
| Currencies | Transfer ordered by | Processing time |
|---|---|---|
| PLN, EUR, USD, GBP, CHF, NOK, SEK, DKK | 15:00 | about 1 hour ** |
Transfers to foreign bank accounts or accounts in banks not supported by onlinekantorkurs.pl
| Currency | Transfer type | Transfer ordered by | Funds sent within |
|---|---|---|---|
| PLN | Standard | 12:00 | Same day* |
| Express | 14:30 | Same day* | |
| EUR (European transfer) | Standard | 14:30 | Next business day* |
| Express | 13:30 | Same day* | |
| Other currencies + (EUR outside the EU, PLN outside Poland) | Standard | 14:30 | Two business days* |
| Express (USD, GBP) | 12:30 | Same day* | |
| Express (OTHER CURRENCIES) | 16:00 | Next business day* |
!
Placing a transfer order after the time shown in the table may extend processing by one business day!
*** Applies to banks: Alior Bank, Santander Bank Polska, PKO BP, Bank Millennium, excluding Credit Agricole.
** The exact processing time depends on the internal operating procedures of the bank that executes the transfer.
* If the transfer is ordered after the indicated time, the arrival time will be extended by one business day.
*** Applies to banks: Alior Bank, Santander Bank Polska, PKO BP, Bank Millennium, excluding Credit Agricole.
** The exact processing time depends on the internal operating procedures of the bank that executes the transfer.
* If the transfer is ordered after the indicated time, the arrival time will be extended by one business day.
The lowest EUR and USD rates in Poland!